Disclaimer

Not professional advice

Simpler Ledger is software — a tool for recording and organizing your business finances. It is not a substitute for a certified public accountant, tax preparer, enrolled agent, attorney, or financial advisor, and nothing produced by the Service constitutes accounting, tax, legal, or financial advice. Using Simpler Ledger does not create any professional or fiduciary relationship. Always consult a qualified professional about your specific circumstances before filing taxes or making financial decisions.

No guarantee of accuracy

Reports, profit & loss statements, tax-form mappings (such as Schedule C line references), quarterly tax estimates, custom reports, and computed formula fields are arithmetic performed on the data you provide. They can be wrong if your data is incomplete, miscategorized, duplicated, or mistyped — and category-to-tax-line mappings are general conventions that may not match your specific tax situation. You are responsible for reviewing and verifying every number before relying on it.

AI-assisted features

Receipt scanning, import column mapping, and automation rules use artificial intelligence and pattern matching to interpret transaction details. AI output can be incorrect, incomplete, or miscategorized.

Uploaded receipts are recorded directly to your books. By uploading a receipt photo you are choosing to record that transaction: the AI-parsed entry is added straight to your ledger without a separate approval step. You are responsible for checking each parsed entry and editing or deleting it if any detail is wrong.

Bank-connection and file imports land in a review queue by default: those transactions do not enter your books until you approve them, and approving them is your decision and responsibility.

Automatic import is optional. If you choose to enable automatic import for a connected bank account, transactions from that account are added to your books without individual review. This is your choice, made per account with an explicit acknowledgment, and it is suited to dedicated business accounts. When it is enabled, you are responsible for reviewing your books periodically and correcting any transaction that is inaccurate, miscategorized, or does not belong. You can turn automatic import off at any time.

Bank and third-party data

Transaction data delivered through bank connections or file imports originates from your financial institution. We do not control and cannot guarantee its accuracy, completeness, or timeliness. Reconcile imported data against your bank statements.

Tax outcomes

Estimated tax figures in the Service are rough planning estimates based on the rate and data you configure — they are not a calculation of your actual tax liability, which depends on factors the Service does not know. We are not responsible for tax underpayment or overpayment, penalties, interest, audits, missed deadlines, or any other tax outcome.

Use at your own risk

The Service is provided "as is" without warranties of any kind. Your use of the Service and reliance on any of its outputs is at your own risk. See our Terms of Service for the full disclaimer of warranties and limitation of liability, and our Privacy Policy for how your data is handled.

Contact

Questions: kyleklintworth@simplerledger.com