Common small business tax deductions

A deduction is an ordinary, necessary business expense you subtract from income before tax. Tracking them well can meaningfully lower what you owe. Here are common ones — general examples, not tax advice; check specifics with a professional.

Everyday operating costs

Software and subscriptions, advertising and marketing, office supplies, bank and payment-processing fees, and professional services (legal, accounting) are typically deductible business expenses.

Home office

If you use part of your home regularly and exclusively for business, you may deduct a portion of housing costs — either with the simplified square-footage method or by tracking actual expenses.

Vehicle and travel

Business mileage (or actual vehicle costs) and business travel — flights, lodging, and a portion of meals — are commonly deductible when properly documented.

Equipment and contractors

Computers and equipment, and payments to contractors or freelancers, are usually deductible. Larger purchases may be deducted immediately or depreciated over time.

The catch: you have to track them

Every deduction needs a record and, ideally, a receipt. The reason clean bookkeeping saves money is simple — undocumented expenses are missed deductions. Categorizing as you go means nothing slips through.

Frequently asked questions

How do I keep track of business deductions?

Run expenses through a business account, categorize each transaction, and attach a receipt. Bookkeeping software that imports transactions and stores receipts makes sure deductions aren't missed at tax time.

Are business meals deductible?

Business meals are often partially deductible when there's a business purpose and you keep documentation. The exact percentage can change year to year, so confirm the current rule.

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This guide is general information, not tax or legal advice. Consult a qualified professional about your situation.

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